Posted: Wed Apr 01, 2009 4:42 pm Post subject: Pet insurance policy - £6k limit?
I had the renewal through from Petplan for M-M's insurance. Ouch.
I took the top policy with them for the first year as they'll let you downgrade the policy but not upgrade it.
I've been chatting to them this morning about moving to the next policy down.
Currently we have £12k per year cover for vets fees. If I move her down to the standard policy, that drops to £6k per year and we'd save £5 a month, which doesn't seem a huge saving on the premium given the vet bill cover halves?
Am having a think about what to do as I would like to pay less but am aware of the huge bills some people have faced and am wondering if £6k would be enough
when you think about it 5 pound is not a lot.in which you will save there much of a muchness the kennel club one have been really good payed up in a couple of weeks and sorted it out with vets for her second op the one i had before with dougie was asdas which was a waste of time the trouble is you never no what is round the corner michelle and ryleigh
insurance is such a gamble isn't it??? We try and save a few pounds a month but never know when you'll need to claim.Lily's got HD and had TPO ops on both hips and it cost £6,000 for both ops.That's all my money gone for that condition now i'm with direct line and get £6,000 per condition so praying things don't go wrong.I'd reccomend getting the best policy you can afford (just in case).But there again i am a belt and braces person and always look on the negative side.
just realised michelles posted poor ryleighs been through it poor thing and obviously had the dreaded vet bills coming thick and fast so knows how they soon add up Hope Ryleigh's on the mend now Michelle wishing her well x
just realised michelles posted poor ryleighs been through it poor thing and obviously had the dreaded vet bills coming thick and fast so knows how they soon add up Hope Ryleigh's on the mend now Michelle wishing her well x
she has been through the mill but is getting there we hope thankyou for your concern
Tara's bills have already topped £4000, luckily enough its been discovered that she has 2 seperate conditions, but we are only covered for £6k Per illness or injury for life.. I am stuffed really as she is only 7 months old and one condition is congenital and for life and the other can be reoccuring
____________ Natalie x
LAB LINK RESCUE Co ordinator and Forum Administrator for my sins
Jack, Molly & Maia, watched over by Tara Banana from the Bridge
£5 isn't a huge amount, but £37 a month is a fair bit, especially when you have four dogs - and the drop of £6k in vet fees covered per year seems a lot for saving a fiver.
Having read your replies and thought about it, I think we'll stick with the higher policy for the time being. M-M's 15 months old now and £12k for vet fees seems tons - and hopefully won't be needed - but 3-4 years down the line, I guess £12k won't cover what it will now. Both policies are for vet fees per year.
You cannot post new topics in this forum You cannot reply to topics in this forum You cannot edit your posts in this forum You cannot delete your posts in this forum You cannot vote in polls in this forum You cannot attach files in this forum You cannot download files in this forum
