sarah1979  Offline
puppy walker
Joined: Jan 14, 2008
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Posts: 544
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246 LabPounds
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No.of Labs: 1
Lab Names: Ruby and remembering Holly who went to the bridge 28-12-07
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Location: Birmingham
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 Posted: Wed Jul 02, 2008 9:25 am Post subject: pet plan quote |
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I got a quote from petplan and thinking of going with it. It does say though that after the dog reaches 10 years old i will have to pay 20% treatment costs. Is this normal for any insurance companies? Also if you dont take out top cover but feel you need it halfway through can you swap?
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-Angela-  Offline
Oldies Club Fundraiser
Joined: Dec 09, 2007
Age: -1911
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Posts: 13081
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115251 LabPounds
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No.of Labs: 2
Lab Names: Rescues: Max & Minnie-Moo; plus Sno & Daisy Doodle. Not forgetting our much missed Cassie, Jasper & Sweetie
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Location: UK
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| Posted: Wed Jul 02, 2008 9:38 am Post subject: |
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Making you pay a % of bills after a certain age, on top of the excess, is standard but the % amount might vary a bit between policies.
I think petplan is probably about the best out there, but also often one of the most expensive.
With regard to upgrading the policy, you can move to a policy with more cover but I think generally you would then lose cover for anything already treated for. I know I checked this out with Petplan once when thinking of moving one of my dogs up to a more expensive policy but as I had claimed for x-rays etc. when she was much younger, the new policy wouldn't have covered her for anything arising from that condition, even though I would have been paying more money each month and with the same company  Although policies may vary from company to company and I've not asked for a while.
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