i think i am going to go with option 2 from sainsburys at £12.91, not sure why its less than sues, maybe its because Zaks neuteured or something, does this make a difference, god knows. its seems the best all round
if anyone knows of any benefits that the healthcare plan has from kennel club that sainsburys hasnt, please let me know, id be interested to know.
i am going to get my mum and dad to get there lab signed up to it...i cant remember who they were with but they were paying soemthing like £25 a month and when harvey had a problem, they wouldnt cover it...sad but last night his right back leg gave way (hes 10) i can see some bills coming there way in the future.
maybe, i waiting on all our mortgage stuff too maybe hes going to give it all in one lot and save on postage (tight git), god knows what hes thinking, stupid idiot. i saw his solicitor on wednesday and he totally blanked me, maybe professionally i dont know but hes an old family friend.
he gave me all zaks insurance docs and puppy stuff on monday yet he didnt hand over his kc registration docs so yet another pain the ass to sort out.
I'm with Sainsbury's also however they dont actually cover flea treatments like I also thought, apparently that's only if the dog actually picks up fleas from another dog etc, not just the usual treatments we'd give every couple of months.
I'm thinking of changing from Sainsbury's as I dont find their policy very clear, it's £7,500 per claim with a £75 excess and I paid £180 for the year however it doesnt say anywhere on my policy that it is a lifetime but my vets do their own insurance which does include all flea and worming treatments, 10% of treatments and for the same price...need to get it sorted soon, it expires end of August!
I got a quote from MORE Than and several others...all came out at £400-£700!! Seriously! Same info as Sainsbury's have so really don't understand insurers at all...renewal with Sainsbury's should be about £160 this year, so we'll see!
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argh!
where we are the insurance seems quite high to other areas 
not sure why 
