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Pet Insurance covers agility/gundog/show dog?
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Luna-Tuck Subscriber 12/04/2013 Offline
the Loon n Tuckeroo
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PostPosted: Tue Jun 29, 2010 2:07 pm    Post subject: Question Pet Insurance covers agility/gundog/show dog? Reply with quote Scroll Down to Next postGo to last Post of PageTweet This Post
I am DEFINITELY purchasing Luna's new pet insurance today but just had a sudden thought. (after getting quotes and having thinks for far too long!)

Is she covered when taking part in agility training/comps?

Are gun dogs covered when training/doing field trials/out shooting?

How about show dogs at shows?

I'm about to start reading the small print of Sainsbury's policy, our current favourite quote so will let you know if I find the answer in there before you provide it!

____________
Laura, Luna and Tucker too! x

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Diana Subscriber 23/07/2013 Offline
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PostPosted: Tue Jun 29, 2010 2:16 pm    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post
My experience has been that no, dogs are NOT covered whilst at events and undertaking activities that may be more hazardous than normal life, because we put them in those situations completely by our own choice (ditto breeding etc etc).

So for example when dogs of mine have been injured in working tests or out picking up, its been wise to declare that it occured on a walk or the claim would not be paid.

not that i ever would of course... just theoretically. Wink

Di


Last edited by Diana on Tue Jun 29, 2010 2:22 pm; edited 1 time in total

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Basil Subscriber 08/10/2012 Offline
and Nellie Belly too
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PostPosted: Tue Jun 29, 2010 2:21 pm    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post
Shocked Shocked blo**dy hell really, Basil hurt his neck courtesy of a trainer checking him on a gundog session.
Thankfully I wasn't asked where it happened so haven't lied - but they're not having £3k back now!

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Sarah, Basil and Nellie x
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Luna-Tuck Subscriber 12/04/2013 Offline
the Loon n Tuckeroo
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No.of Labs: 2
Lab Names: Luna (13/04/2008-Countyways Bethan), Tucker (09/06/2010-ish!)
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PostPosted: Tue Jun 29, 2010 2:25 pm    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post
Gosh thanks Di! Very Happy

And eeeek Sarah! Shocked

Jumping and running on a walk with doggy pals it ALWAYS is! Wink

Glad I asked now - still reading and being distracted from small print.

More than's small print excluded hydrotherapy claims!

____________
Laura, Luna and Tucker too! x

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Luna-Tuck Subscriber 12/04/2013 Offline
the Loon n Tuckeroo
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Joined: Apr 19, 2009
Age: -1978
Posts: 12352
93144 LabPounds
No.of Labs: 2
Lab Names: Luna (13/04/2008-Countyways Bethan), Tucker (09/06/2010-ish!)
Location: Nottinghamshire
Gender: Female

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PostPosted: Tue Jun 29, 2010 2:31 pm    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post
"Your pet being used for breeding purposes, guarding, track racing, coursing or
used in connection with any business, trade, profession or occupation."

So far this is all I've found in Sainsbury's exclusions that seems related.

____________
Laura, Luna and Tucker too! x

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Luna-Tuck Subscriber 12/04/2013 Offline
the Loon n Tuckeroo
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Joined: Apr 19, 2009
Age: -1978
Posts: 12352
93144 LabPounds
No.of Labs: 2
Lab Names: Luna (13/04/2008-Countyways Bethan), Tucker (09/06/2010-ish!)
Location: Nottinghamshire
Gender: Female

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PostPosted: Tue Jun 29, 2010 2:37 pm    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post
I'm learning! She has to have a yearly dental exam at the vets!

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Laura, Luna and Tucker too! x

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Diana Subscriber 23/07/2013 Offline
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PostPosted: Tue Jun 29, 2010 3:02 pm    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post
...I would stop reading now if I were you.... smallrpint can only blow your brain Wink I'd rather bury my head in the sand... Wink
D

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Read: Wylanbriar Dog Blog on the website: Updated! 1st February 12´!
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x_kit_x  Offline
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PostPosted: Tue Jun 29, 2010 7:41 pm    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post
You know when places like Sainsburys say "per condition" is that per condition for the whole lifetime of the pet or per condition, per year?
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Tractorgirl Subscriber 19/04/2013 Offline
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PostPosted: Tue Jun 29, 2010 7:45 pm    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post
I'm with Di, as far as 'it happened on a walk' being the thing to say Wink

As far as I'm concerned - a walk has just as many hazards as any other activities (and unless someone shoots your dog or it gets impaled on a piece of agility equipment - both pretty unlikely scenarios) then you were just on a kind of walk!!

____________
Susan, Zadie & Huxley
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Luna-Tuck Subscriber 12/04/2013 Offline
the Loon n Tuckeroo
Moderator
Joined: Apr 19, 2009
Age: -1978
Posts: 12352
93144 LabPounds
No.of Labs: 2
Lab Names: Luna (13/04/2008-Countyways Bethan), Tucker (09/06/2010-ish!)
Location: Nottinghamshire
Gender: Female

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PostPosted: Tue Jun 29, 2010 8:23 pm    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post
x_kit_x wrote:
You know when places like Sainsburys say "per condition" is that per condition for the whole lifetime of the pet or per condition, per year?


I think that Sainsbury's is 7000 per condition for the lifetime of the pet.

I've gone with Homebase in the end because their's is 7500 per condition per year, so can 'if' Luna got HD we could claim 7500 each year for her HD. Whereas Sainsbury would pay out 7000 for the HD then stop.

That's how I've interpreted it anyhow - is a nightmare to get your head around!

I'm now going to run away and hope that premium stays the same always so I can forget about finding new insurance forever!

____________
Laura, Luna and Tucker too! x

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