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Feebarn Subscriber 21/07/2012 Offline
Worked by the boys
Pack Leader
Joined: Jul 27, 2007
Posts: 10905
73307 LabPounds
No.of Labs: 3
Lab Names: Hudson 20/5/07 Pasco 19/5/08 Zephyr 6/8/10

Gender: None specified

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PostPosted: Mon Mar 29, 2010 7:30 pm    Post subject:  M & S Insurance Reply with quote Scroll Down to Next postGo to last Post of PageTweet This Post

After a few false starts, our vet finally got our claim in for Pasco current troubles. They faxed the form on Tuesday morning last week and the cheque came today! So that had to have been posted on Friday. Tuesday to Friday for a claim of nearly £3000! Amazing!

Theres a small quibble on our part in that they haven't paid for the food portion of the claim at all which we feel is an error, but I will discuss that with them tomorrow.

Am very very impressed with the speed at the claim has been settled - credit to them! Praise where praise is due! Smile


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Moj  Offline
old dog
old dog
Joined: Nov 08, 2008
Posts: 5534
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47020 LabPounds
No.of Labs: 2
Lab Names: Bracken, Boots and Ice
Location: Scotland
Gender: None specified

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PostPosted: Mon Mar 29, 2010 7:34 pm    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post

That's great news Fee. The last thing anyone needs is any hassle with insurance claims when their pet is unwell.

Big thumbs up for Marks and Sparks! Very Happy

(as an aside, how'd vet appt go today?)


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Mo

Icy pup
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-Kate- Subscriber 07/08/2012 Offline
Here come the boys
lead trained
Joined: Aug 04, 2009
Age: -1985
Posts: 3875
19507 LabPounds
No.of Labs: 2
Lab Names: Diesel & Harry (lab x)
Location: Dukinfield
Gender: Female

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PostPosted: Mon Mar 29, 2010 7:37 pm    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post

Wow thats speedy! Razz

Just reading about your vet bill makes me so gald i have insurance that pays my vet directly. I wouldnt know how id get that anount of money together. Confused


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Kate, Diesel and Harry-bo
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_Mary_ Subscriber 02/06/2012 Offline
Owned by CJ
Pack Leader
Joined: Jun 12, 2005
Posts: 45822
158779 LabPounds
No.of Labs: 1
Lab Names: CJ DOB 16/5/04
Location: Salford
Gender: None specified

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PostPosted: Mon Mar 29, 2010 7:40 pm    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post

Thats great Fee, I think you may find they won`t pay the food side, it`ll be similar to our house ins I think, Pasco would have been fed whether he`d been in vets or not.

When I had my fire they only covered my rent not what I ate as well, I can see the logic although it does stick a bit Smile


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Feebarn Subscriber 21/07/2012 Offline
Worked by the boys
Pack Leader
Joined: Jul 27, 2007
Posts: 10905
73307 LabPounds
No.of Labs: 3
Lab Names: Hudson 20/5/07 Pasco 19/5/08 Zephyr 6/8/10

Gender: None specified

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PostPosted: Mon Mar 29, 2010 7:53 pm    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post

The policy allows for £200 for food that leads to a diagnosis - they were using the special food to allow diagnosis, so they should pay for the food up and until the biopsy results that gave the diagnosis of Eosinophilic Gastroenteritis. I suspect the vet just didn't annotate the form correctly so hopefully we will get some - probably half of the £227 for food back! Smile

The vet himself is annoyed that they don't consider the food in the same way as other prescribed drugs as it is an integral part of the treatment for the condition. Prescription food... prescription drug....


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BenLora Subscriber 15/05/2013 Offline
lead trained
lead trained
Joined: Feb 26, 2007
Posts: 1988
12122 LabPounds
No.of Labs: 1
Lab Names: Ben and GRs Logie and Brona (also remembering Lora (GR) Feb 06 - Jul 09)
Location: Argyll
Gender: Female

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PostPosted: Mon Mar 29, 2010 7:54 pm    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post

I was really impressed with them too; they paid within days for my small claim for Logie and also really quickly with the larger portion.

Since you can download the forms I hadn't read the small print that you should inform them beforehand if your pet is having anything major done.
When I read that part Logie already had had his op and I phoned them then and they were really nice about it all. The man I spoke to told me not to worry about the claim and just to think about my dog.

My total claim was over £6000 and the only thing they didn't pay was for a harness which I thought was fair enough. I was also impressed that they paid for travel which was good for us as we had to travel to Glasgow twice which was 180 miles x 2.

Lora and Ben were insured with other companies who take ages to pay and that was especially annoying as we had to pay the vet first. Thankfully Glasgow Vet School were happy to take direct payment.

I am certainly happy to stay with them.

Eileen


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Feebarn Subscriber 21/07/2012 Offline
Worked by the boys
Pack Leader
Joined: Jul 27, 2007
Posts: 10905
73307 LabPounds
No.of Labs: 3
Lab Names: Hudson 20/5/07 Pasco 19/5/08 Zephyr 6/8/10

Gender: None specified

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PostPosted: Mon Mar 29, 2010 7:55 pm    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post

Moj wrote:
(as an aside, how'd vet appt go today?)


I'll go do an update in the health section, just to let M n S have there plaudits!

Smile


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Basil Subscriber 08/10/2012 Offline
and Nellie Belly too
Pack Leader
Joined: Aug 11, 2006
Posts: 13164
116722 LabPounds
No.of Labs: 2
Lab Names: Basil and Nellie

Gender: None specified

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PostPosted: Tue Mar 30, 2010 1:56 pm    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post

That's brilliant, I'm still waiting for £900 of Basils from February from direct line Rolling Eyes
It used to be 14 days but since December snow it went up to 4 weeks and now 6weeks (or nearly 8 in our case).


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lottiesmummy  Offline
AKA Lotties Slave
puppy walker
Joined: Feb 25, 2010
Age: -1992
Posts: 859
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7250 LabPounds
No.of Labs: 2
Lab Names: Lottie and Lilly (Tiger Lilly TIkal) Never forgetting Brogan who went to the Rainbow Bridge 29/4/2010

Gender: None specified

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PostPosted: Tue Mar 30, 2010 2:00 pm    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post

Sorry for intercepting but do M and S do a lifetime policy ? I got really confuzzled trying to insure Lottie with them lol!
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Littlecritterz Subscriber 11/02/2013 Offline
house trained
house trained
Joined: Mar 12, 2010
Age: -1973
Posts: 244
2698 LabPounds
No.of Labs: 2
Lab Names: Honey and Harvey
Location: Blair Atholl, Perthshire, Scotland
Gender: Female

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PostPosted: Tue Mar 30, 2010 2:22 pm    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post

lottiesmummy wrote:
Sorry for intercepting but do M and S do a lifetime policy ? I got really confuzzled trying to insure Lottie with them lol!


M&S do have a lifetime policy. There Premium policy is the lifelong insurance (and the standard is just a 12 month policy)


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Caira, Honey and Harvey

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