jamesadmin  Offline
early riser
Joined: Mar 09, 2010
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262 LabPounds
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No.of Labs: 1
Lab Names: Murphy
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 Posted: Thu Mar 18, 2010 2:44 pm Post subject:  Labrador Forums - Pet Insurance Directory |
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The Labrador Forums Pet Insurance Directory has had a makeover and been re-launched to help forum members find the best pet insurance companies and discounts anywhere online. Whether you are looking to find dog insurance or veterinary cover for one or many animals, you should find everything you need here. The LF Directory is designed to help you find the top providers, with the best discounts, and to get you an online pet insurance quote, quickly and with little hassle.
Try it out, but please remember that the cheapest policy may not always offer the best value for money. Consider what you are getting for your money and, like any other type of cover, compare as many companies as possible to ensure you get the best competitive deal.
For most pets, insurance is a prudent choice but not all policies are the same. Obviously, the cost of pet insurance is an important consideration. But, with a growing variation in policies and benefits, it's just as important to go beyond price to consider what you are actually getting for your money. Different insurers have different ways of setting the price, so always get a quote for your specific circumstances to compare between insurers.
There are a number of ways some providers save themselves money when it comes to paying out claims. One of these is by including a high excess on their policies. The excess is the amount that you have to pay each time you have to claim for a certain condition, so choosing a cheaper product with a higher excess could actually end up costing you money.
You should check carefully what you are being offered by pet insurers and understand clearly what they mean by "lifelong cover" and other often expressed terms.
Although cover for vets fees is the key element of pet insurance, most insurers offer a range of additional benefits. These can include cover for:
• The cost of looking after your pet if you have to stay in hospital;
• The cost of advertising and rewards should it go missing;
• The purchase price of your pet if it is lost or passes away;
• The cost of your pet causing damage for which you are legally liable.
There are usually many more benefits available aside from these, so read through the full list offered to make sure the cover you have is right for you.
And finally, it may be boring having to read the small print, but all insurance plans have terms and conditions, and it is those that make it clear what is covered and what is not.
Pet Insurance Directory
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