Sadly, I think your premium is about right for our neck of the woods....it's about what I pay for Basil who's 3 and has never had a claim.
It's all chicken and egg isn't it, the vets charge more and 'do' more than they would if we had no insurance and then the insurance companies charge us more as we're claiming more. So the vets and insurance peeps are all better off and we're not at all
Jules, I have been with direct line for years and more than happy with them, i had Twix's renewal today (she is 14 and claimed twice over the years, cut pad and tumour removal last year) and it has been increased from £29.99 to £35.27 with standard £80.00 excess.
I am very pleased and just wait Jana and Cori's renewal with interest as I have never claimed for either of them
With all the DNA testing you do with labradors, can't you argue with the companies that you have goods hip scores, clear eye test each year, this optigen & cnm
surly they must take individual heath tests into account?
no they don't. It's far more simplistic than other insurances, basically your postcode (and even then not your street just the vague area)and the age of the dog.
Apparently direct line dont even consider previous claims
What a bummer Jules. It must be a recent thing with More Than changing all of their new or renewal policies.
I know with Scoob's insurance the terms remained the same but my renewal was earlier this year.
I'm seriously thinking of changing Scoob's and Rusti's insurance to another provider just in case of any long term claims I need to make. If I stay with More Than and have to claim, I'd then be stuck with them
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