Posted: Thu Mar 19, 2009 11:37 am Post subject: Increases in pet insurance!
Both mine are insured with More than.
I've had no problems with claiming for Coal's operation and i did expect his insurance to go up because i'd claimed
1st year - £11.04 a month
2nd year - £12.99 a month... i then in this 2nd year for his operation
3rd Year - £18.99
then Finn
1st year - £11.99
2nd year - £15.99 - !!!!!!!!!!!!!
what on earth has caused another 4 quid a month when he's not been to the vets since his jabs!!!!!!!!!!! maybe its cause he's ginger!
i might try a few places to see if i can get a cheaper quote for finn.
not happy
____________ Sam, Coal & Finn
It�s never too late to be what you might have been
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Same for me Sam - Lola's been in the vets about 3 times since her jabs, twice for puppy boosters & check ups, and last month to be spayed. Tesco have just sent me a renewal, from £9 a month to £16 for the 2nd year - Its a scandal! So I'll be shopping around, sharpish!
I must admit, i'm dead impressed with PetPlan. Lucy originally cost about £13 pm, and in the 2nd year (having claimed for X-rays for her diagnosis of HD) only went up to £15 pm....wonder if it'll rocket up next year instead
Posted: Sat Mar 28, 2009 10:26 am Post subject: pet insurance 10% increase from April 1st with petplan
Hi,
jur got our renewal with petplan for our 14month old and petplan are putting an increase of 10% on in the coming year (found out from a looooong conversation trying to work out the huge increase...)
double hit for us is that we were on 12months for 10 before so its a wopping increase overall....
I want lifelong cover etc and a similar policy conditions, but have no idea where else to go for a good priced / good payout company...
oh i hate pet insurance, i went with M&S with both of mine when it was a fab policy with no excess, it seems not only has the whole policy been changed each year but the cost has gone up hugely and i'm stuck with them as i've made claims for both dogs throughout the last few years that no other company would now cover!!!
I just hope M&S don't go up too much more this year, i'm already paying more for their insurance than for my car insurance
You're not doing too badly Sam. I have just arranged Rusti's insurance after the free KC insurance and the cheapest I could find is with More Than but at £19.19 a month
Axa wanted £29.62, Direct Line £26.38, Petplan £30.12 plus looked at loads of other policies but they were expensive too and the cover was crap.
I just hope M&S don't go up too much more this year, i'm already paying more for their insurance than for my car insurance
Charlie's has just gone up from £215 last year to £275 this year with M&S. I can't really grumble as we've claimed around £12,000 up to now but obviously we can't change now.
Dudley is also insured with them as it's a good insurance, and will be for a couple of years to hopefully 'get over the risky stage' and then I'll shop around
I am just changing Brambles insurance as when I looked at the renewal what was good cover - £6,000 per year lifetime cover for £17.70 a month when I came to check the certificate - the renewal notice just said it was automatically being renewed I found out that the premium has gone up to just short of £22 per month the excess increased from £50 to £80 PLUS 10% of the overall bill....so hardly worth having...and we had made no claims...
I am changing to PetGuard - same level of premium but £7,500 per year lifetime cover and £60 excess...
With them you can choose loads of different options so you get the cover you want and the premium changes immediately on the quote so you can see the impact of your option and decide whether it is worthwhile...
They are underwritten by Pinnacle so I think thats reputable... fingers crossed - especially as I told Pat about it and she took out a policy last night as well.....
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and i'm stuck with them as i've made claims for both dogs throughout the last few years that no other company would now cover!!!
