Labradors need to change to a cheaper policy

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need to change to a cheaper policy
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Labrador Forums Forum Index -> Pet Insurance

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Em_n_Bailey

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xx My 2 gorgeous girls xx

Joined: Aug 06, 2007

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12488 LabPounds

No.of Labs: 2
Lab Names: Bailey & Bonnie

Location: Cheshire
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Items

Posted: Thu Jul 31, 2008 9:15 pm Post subject:

I'm with Petplan but when I was looking for insurance Marks & Sparks were one I was considering Maybe ring petplan, ask for the cancellation department.....say you want to leave as the payments are too high Very very high possibility they will drop them......it does seem quite a lot

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TessHolly

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Crikey Mikey 6000

Joined: Mar 11, 2007

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6045 LabPounds

No.of Labs: 3
Lab Names: Tess Holly Scarlet

Location: Nottingham
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Items

Posted: Thu Jul 31, 2008 9:22 pm Post subject:

I am stuck with More Than for Tess. Be careful with these - claim over a certain amount and you have to pay 20% of the cost. Holly is with Marks and Spencer and they are better, IMO. Still got 7000 per year per illness/injury but no messing about with "extra" payments. I did the moneysupermarket or confused or similar.

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Munckles

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house trained

Joined: Jul 17, 2008

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1139 LabPounds

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Lab Names: Gracie

Location: Snodland, Kent
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Items

Posted: Thu Jul 31, 2008 9:32 pm Post subject:

You do have to read the small print with whatever company you take out insurance with. Some will not cover certain conditions at all (regardless of the dog's history) and others will not cover some tests/procedures that vets carry out (or will only payout a percentage of the cost of a test - an Histology test for example with Direct Line) - as they say there are often cheaper tests that they can do to obtain the same results - some insurance companies really do believe they know it all. You also have to take the excess into consideration as well.

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pjuk

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puppy walker

Joined: Sep 10, 2006
Age: 43

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4529 LabPounds

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Lab Names: Sandy 06-07-06 & Gunner 29-02-08

Location: nr Dartford, Kent
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Posted: Thu Jul 31, 2008 10:15 pm Post subject:

We are with pet plan and we pay £30 a month £15 for each dog. Its the budget plan The reason we are with petplan is that our vet will claim directly from them but they won't do it with any other insurance companies.

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_Sam_

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CSI pup

Joined: Sep 17, 2006

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44056 LabPounds

No.of Labs: 2
Lab Names: Coal Finn & Jed

Location: Northants
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Posted: Thu Jul 31, 2008 10:24 pm Post subject:

TessHolly wrote:

I am stuck with More Than for Tess. Be careful with these - claim over a certain amount and you have to pay 20% of the cost.

Holly is with Marks and Spencer and they are better, IMO. Still got 7000 per year per illness/injury but no messing about with "extra" payments.

I did the moneysupermarket or confused or similar.

How much did you claim? i've claimed over £4000 with them for coal and just had to pay the excess Confused

____________
Sam, Coal & Finn
Itï¿½s never too late to be what you might have been

All photographs remain copyrighted to me with al

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Robb

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puppy walker

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7441 LabPounds

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Lab Names: tilly & honey

Location: derby -england
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Posted: Sat Aug 02, 2008 10:52 am Post subject:

think i'm gonna go with PDSA has anyone ever had a policy with these.

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Littlelab

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LL Rescue Coordinator

Joined: May 08, 2005

Posts: 19030

83692 LabPounds

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Lab Names: Jack- Lab, Maia -Utonagan, Molly - LabxWolfhound & Tara Banana - Irish wolfhound (05/09/08 - 13/07/09)

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Posted: Sat Aug 02, 2008 12:17 pm Post subject:

I pay £33.90 for both dogs with Direct Line, up to £6000 per injury or illness and they pay out promptly Please be aware that you will not be covered for any existing illness or past illnesses with a new insurer.
____________ Natalie x LAB LINK RESCUE Co ordinator and Forum Administrator for my sins Jack, Molly & Maia, watched over by Tara Banana from the Bridge

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