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we are paying so much insurance!!!!
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Sonia  Offline
Leader of the loopy lot
old dog
Joined: Nov 18, 2005
Posts: 7533
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23599 LabPounds
No.of Labs: 3
Lab Names: Doobie, Millie, Gracie (Heinz Lab) and Finlay - Sundown Persuader (FCR)
Location: Chippenham, Wiltshire
Gender: None specified

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PostPosted: Sun Oct 28, 2007 7:54 am    Post subject:  we are paying so much insurance!!!! Reply with quote Scroll Down to Next postGo to last Post of PageTweet This Post

We are insured with M & S for all the woofs and at the mo we are paying £80 per month for it Shocked Doobie's premium is the highest at almost £30 Shocked , where they get these figures from I shall never know - all of the woofs are different prices but they should be the same surely, except for Gracie as she is a crossbreed.

Anyway, we were looking around and my OH found this

http://www.healthy-pets.co.uk/index.htm


Anyone used these? Dar did a quote and our insrance cost will be less than half

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_joanne_  Offline
Slave to my Girls
old dog
Joined: Mar 12, 2007
Posts: 7921
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41643 LabPounds
No.of Labs: 2
Lab Names: Keira (dob 28/02/05) & Lana (dob 25/06/07)
Location: Scottish Riviera (Moray Firth Coast)
Gender: None specified

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PostPosted: Sun Oct 28, 2007 7:59 am    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post

Just did a quote for Lana and their gold cover is nowhere near as good as M&S and the premium is more expensive, so I will be staying with M&S Very Happy
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Sonia  Offline
Leader of the loopy lot
old dog
Joined: Nov 18, 2005
Posts: 7533
Posts Left: 0
23599 LabPounds
No.of Labs: 3
Lab Names: Doobie, Millie, Gracie (Heinz Lab) and Finlay - Sundown Persuader (FCR)
Location: Chippenham, Wiltshire
Gender: None specified

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PostPosted: Sun Oct 28, 2007 8:02 am    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post

how much do you pay for her then every month? (if you dont mind saying)
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_joanne_  Offline
Slave to my Girls
old dog
Joined: Mar 12, 2007
Posts: 7921
Posts Left: 0
41643 LabPounds
No.of Labs: 2
Lab Names: Keira (dob 28/02/05) & Lana (dob 25/06/07)
Location: Scottish Riviera (Moray Firth Coast)
Gender: None specified

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PostPosted: Sun Oct 28, 2007 8:04 am    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post

No I don't mind Laughing Her monthly payment is £18.22 Very Happy

But is more the cover she is getting after I paid out £3800 for Keira's hips Sad

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_Vicky_  Offline
Ruby vigour and energy
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Joined: Sep 26, 2005
Age: -1973
Posts: 20401
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37077 LabPounds
No.of Labs: 3
Lab Names: Ruby, Tilly and Honey
Location: Derby
Gender: None specified

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PostPosted: Sun Oct 28, 2007 8:07 am    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post

their Gold cover for Ruby is £15 less that M&S and the cover isnt as good tbh. I pay £200 pa for Ruby with M&S
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Sonia  Offline
Leader of the loopy lot
old dog
Joined: Nov 18, 2005
Posts: 7533
Posts Left: 0
23599 LabPounds
No.of Labs: 3
Lab Names: Doobie, Millie, Gracie (Heinz Lab) and Finlay - Sundown Persuader (FCR)
Location: Chippenham, Wiltshire
Gender: None specified

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PostPosted: Sun Oct 28, 2007 8:07 am    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post

I did another quick quote for Doobs and he is only £9.56 per month which is a huge saving from £30. Although I do see there is a £50 excess to pay, but from what i hear M & S are getting rid of their zero excess anyway. even so, for the amount of times I go to the vets with them, a saving of £20 per month for just the one of them is worth the saving but paying the excess - if I make sense
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_Vicky_  Offline
Ruby vigour and energy
Moderator
Joined: Sep 26, 2005
Age: -1973
Posts: 20401
Posts Left: 0
37077 LabPounds
No.of Labs: 3
Lab Names: Ruby, Tilly and Honey
Location: Derby
Gender: None specified

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PostPosted: Sun Oct 28, 2007 8:08 am    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post

yes M&S have done away with their zero excess Sad
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Sonia  Offline
Leader of the loopy lot
old dog
Joined: Nov 18, 2005
Posts: 7533
Posts Left: 0
23599 LabPounds
No.of Labs: 3
Lab Names: Doobie, Millie, Gracie (Heinz Lab) and Finlay - Sundown Persuader (FCR)
Location: Chippenham, Wiltshire
Gender: None specified

Items
PostPosted: Sun Oct 28, 2007 8:10 am    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post

I am confused lol What does M & S cover better than this policy (yeah, I know its early!) to warrant me paying out 3 times as much? For the four dogs the last time I claimed on insurance was when Doobs cut his paw almost 2 years ago now!
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_Vicky_  Offline
Ruby vigour and energy
Moderator
Joined: Sep 26, 2005
Age: -1973
Posts: 20401
Posts Left: 0
37077 LabPounds
No.of Labs: 3
Lab Names: Ruby, Tilly and Honey
Location: Derby
Gender: None specified

Items
PostPosted: Sun Oct 28, 2007 8:12 am    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post

total cover is £2k more for a start but tbh Sonia with 4 dogs you may be better off Putting £50 aside each month rather than insurance - have you considered that?
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Nel  Offline
early riser
early riser
Joined: Oct 28, 2007
Posts: 1
Posts Left: 4
15 LabPounds
No.of Labs: 1
Lab Names: Harri
Location: Wakefield
Gender: None specified

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PostPosted: Sun Oct 28, 2007 8:13 am    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post

I've being looking round for insurance for the pup im getting and found Tesco Insurance its has 50% discount until mid november.
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