Posted: Thu Apr 19, 2007 1:33 pm Post subject: Insuring a non KC regged Lab - pedigree or cross?
another thread has me thinking. It costs more to insure a Pedigree dog than a cross breed. Ruby isnt KC registered so what is she? Has anyone looked into this with their pup?
I dont care if she is referred to as cross as tbh she may be half giraffe for all I know but just interested on whether I can save a few pennies - ta
As I said on the other thread Vicky, you might do well to check what your vet has her described as, I hate to think that a claim would be denied on that fact, but with insurance companies, who knows
____________ I am only responsible for what I say, not for what you understand !
It would be interesting to know.....But I fear that if you have already named her as a Labrador, it'll be too late to change, even if you switch companies.
I agree, I`m sure that the vets would have her down as a lab and insurance companies will do anything to get out of paying a claim if they can.
As I said on the other thread, there is no where on any of the insurance applications that offers to put a dog down as non KC reg. It is either by breed or classed as a cross breed.
Also I`m sure that companies such as M & S wouldn`t let you change her description, and retain the policy. You`d probably have to change companies in order to put her down as a cross breed.
I'm inclined to think that if you had to claim for something that was distinctly Labbie related (as opposed to cross breeds) such as HD or PRA then I wonder if they would question paying out for that .
I know if they can wriggle out of making a payment then they will.
Also I wonder if all their databases are linked...so as you already have Ruby listed on M&S as a Lab...would other insurance companies be able to see what she was registered before??
Can I put Jets home address down as yours Things are horribly expensive down here in Guildford
hehehe I know Suffolk is ridiculously cheap for EVERYTHING I moved up here 4 years ago and its amaing the difference between here and greater london where I was (Romford) : and I got a house for under £80k
You cannot post new topics in this forum You cannot reply to topics in this forum You cannot edit your posts in this forum You cannot delete your posts in this forum You cannot vote in polls in this forum You cannot attach files in this forum You cannot download files in this forum
another thread has me thinking. It costs more to insure a Pedigree dog than a cross breed. Ruby isnt KC registered so what is she? Has anyone looked into this with their pup?
but just interested on whether I can save a few pennies - ta
Things are horribly expensive down here in Guildford 
and I got a house for under £80k 
