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FRE  Offline
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PostPosted: Sat Feb 24, 2007 12:52 pm    Post subject:  Insurance exceptions Reply with quote Scroll Down to Next postGo to last Post of PageTweet This Post
Hello everyone

I'm sorry if this has been covered, but I've been browsing for ages and can't find anything about it.
My daughter has just tried to add her new pup Ella to her insurance, she already has her spaniel and 2 cats covered, but they have told her that they will not include hip dysplasia in the cover for a lab.

I've tried the quote thing through most of the insurers listed here and none of them actually say this.

Has anyone else been told their insurance has this exclusion?

Thanks
Fay

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Diana Subscriber 23/07/2013 Offline
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PostPosted: Sat Feb 24, 2007 12:55 pm    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post
No I have not heard of this but interestingly it was raisied in a chat i had with someone a while back asking if HD is such a well known problem in our breed how come insuarnce companies still cover it...

... so seems some are starting not to. It doesn't suprize me. How very sad this news is.

Di

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FRE  Offline
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21325 LabPounds
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Lab Names: BJ (lab) Alfie (cocker)
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PostPosted: Sat Feb 24, 2007 1:00 pm    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post
Oh thanks for your reply Di. I guess its a question we will have to ask from now on, the insurance companies don't seem to give TOO much information about exceptions etc unless pressed.

Fay

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Diana Subscriber 23/07/2013 Offline
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Lab Names: Mallie, Fish, Tom, Bondy, Mia, Ruby & Otter!
Location: West Sussex
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PostPosted: Sat Feb 24, 2007 1:07 pm    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post
Good point Fay.... the question needs asking. I am going to ask mine now actually because you can bet your boots even an injury to the hips of a dog rather than HD would cause you to have to fight your corner once they heard the word 'labrador' 'problems' ' hips' in the same sentence...

Hmmmm good job you raised this.

Di

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Tammy_  Offline
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PostPosted: Sat Feb 24, 2007 1:26 pm    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post
Which insurance company was this ?
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FRE  Offline
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PostPosted: Sat Feb 24, 2007 1:31 pm    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post
Its not one mentioned on here Tammy, I think its called Pinacle.

Fay

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_Vicky_  Offline
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PostPosted: Sat Feb 24, 2007 1:34 pm    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post
the only thing M&S exclude is anything related to sex hormones. EG I took Ruby to get checked out for swollen mammories and they didnt cover it.
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Tammy_  Offline
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Lab Names: Henry, Annie & Reuben (Springador)
Location: Liskeard, Cornwall
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PostPosted: Sat Feb 24, 2007 1:34 pm    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post
thanks Fay.

It will be a shame if all insurance companies start to exclude this. Can imagine that this may cause a lot of people to think about how to treat their dog if they can not afford the operations or treatment.
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Tammy_  Offline
lead trained
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Joined: Feb 15, 2006
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21736 LabPounds
No.of Labs: 3
Lab Names: Henry, Annie & Reuben (Springador)
Location: Liskeard, Cornwall
Gender: None specified

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PostPosted: Sat Feb 24, 2007 1:35 pm    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post
thats good to know Vicky.
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FRE  Offline
lead trained
lead trained
Joined: May 08, 2005
Posts: 3310
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21325 LabPounds
No.of Labs: 1
Lab Names: BJ (lab) Alfie (cocker)
Location: Devon
Gender: None specified

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PostPosted: Sat Feb 24, 2007 1:42 pm    Post subject:   Reply with quote Go to Top of PageScroll Up to Previous postScroll Down to Next postGo to last Post of PageTweet This Post
That's useful to know Vicky. I was going to suggest to my daughter that she switched to M&S or Pet Plan.

I can't help wondering though, if one company starts to exclude a condition, its only a matter of time before others do the same.

Better get the insurance in place pronto Shocked

Fay

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